Spend 1 Hour This Week and Earn £30–£90/Year – Without Changing a Single Habit

What if I told you that moving a few bills around this week could make you £30–£90 a year – tax-free, guaranteed (at least for the next 12 months) – with zero lifestyle change?

That’s exactly what I did with Zopa.

Here’s the Deal:

Zopa’s free current account offers 2% cashback on your Direct Debit bills – think council tax, water, phone, insurance – the stuff you already pay every month.

✅ 2% cashback on up to £1,500 of eligible Direct Debits per year
✅ That’s a guaranteed £30 per year, paid straight into your account
✅ Cashback is guaranteed for at least 1 year

All you need to do is:

1. Open a Zopa current account (takes ~10 minutes).

2. Move over your existing Direct Debits.

3. Collect your cashback – no effort required after setup.

Got Lucky? Here’s the Upgrade 🚀

If you're lucky enough to spot a Facebook ad (or get a referral link), you could unlock a 3% cashback rate on up to £3,000 of bills per year – that’s £90/year in totally passive income.

I personally found this offer through a Facebook invite – worth keeping an eye out.

📈 Summary

• Time spent: ~1 hour

• Ongoing effort: Zero

• Yearly reward: £30 (standard) – £90 (if you snag the 3% offer)

• Lifestyle impact: None

• Verdict: Set it, forget it, and get paid to pay your bills.

💡 Final Thought: It’s Not About the £30 – It’s About the Mindset

If you're a doctor, nurse, or NHS professional, £30 a year might not sound like much.

But it’s the thought that counts.

Once you shift your mindset to spot these small financial “leaks,” you’ll start seeing ways to keep more of your hard-earned money – without working harder.

It’s £30–£90 from this strategy, £30–£100 from another, and before you know it, you’ve quietly built £200–£500 in spending money – without changing your lifestyle.

And the best part? You only have to do it once.

📘 Want More?

That – and many other simple, smart money wins – are covered in my upcoming book:
Beyond the Stethoscope: Smart Finance for Junior Doctors
Helping you make the most of your NHS salary, build long-term wealth, and take control of your financial future.